Ready to take your business to the next level?

At Mercur Financial, we help businesses access funding that supports growth, stability and day-to-day operations. Whether you’re a sole trader, ABN holder or established company, we structure commercial lending solutions that align with your business model, cash flow and objectives.

Our Commercial & Business Loan Solutions

Business Loans

Flexible funding solutions to support growth, manage expenses or seize new opportunities. Business loans can be structured to suit short-term needs or longer-term objectives.

Working Capital Finance

Access funds to support day-to-day operations, manage seasonal cash flow gaps or stabilise business finances during growth phases.

Business Equipment Finance

For essential tools, machinery and operational equipment—allowing you to invest in productivity without straining cash reserves.

Agricultural Equipment Finance

For farming and agricultural machinery, including tractors, harvesters and irrigation equipment, structured to suit industry cycles.

Business Overdrafts

Flexible facilities that allow businesses to manage fluctuations in cash flow and access funds when required.

Line of Credit

Ongoing access to funding with flexible drawdowns, giving your business the ability to respond quickly to changing needs.

Credit Challenges? There May Still Be Options

Past financial difficulties do not automatically exclude you from business or commercial lending.
We work with specialist lenders who take a holistic view of your current position including income stability, cash flow and repayment capacity.
If you’ve experienced prior credit issues, we can assess suitable options based on your present-day business performance.

Why Choose Mercur Financial

Business-Focused Expertise

We specialise in commercial and business lending.

Access to Trusted Lenders

We compare options across banks and non-bank lenders to find the right fit.

Clear, Practical Advice

Straightforward guidance with transparent communication at every stage.

Tailored Outcomes

Funding structured to support sustainability, not short-term fixes.

Ready to Discuss Business Finance?

Whether you need working capital, equipment funding or flexible credit facilities, Mercur Financial
is here to help you access finance that works for your business.
Get in touch today to discuss commercial and business loan options tailored to your business structure.

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